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Welcome to the LSNJLAWSM website, provided by Legal Services of New Jersey (LSNJ). LSNJ is a 501(c)(3) nonprofit offering free civil legal assistance to low-income people in New Jersey. Find legal information by clicking on a legal topic or typing a few words into the search box.

LSNJLAW > Legal Topics > Housing > Home Ownership
Housing

Housing

This section includes resources for both renters and homeowners. Tenants: Learn about the rights and duties of landlords and tenants, including eviction, security deposits, leases, and more. Homeowners: View our resources about mortgages and learn how to save your home from foreclosure. Also see Rental Assistance Programs

Foreclosure

Legal Information

Property Tax Foreclosure – The Legal Process and Your Rights Sheriff’s Sale Delays (N.J.S.A. 2A:50-64)Statute of Limitations (N.J.S.A. 2A:50-56.1)Foreclosure Mediation (N.J.S.A. 2A:50-56, N.J.S.A. 2A:50-74, and NJ Court Rule 4:64-1B)Reinstatement (“Restart”) of a Foreclosure Action (N.J.S.A. 2A:50-56.3 and NJ Court Rule 4:64-8)Creditor Contact Information (N.J.S.A. 46:10B-51)Condominium and Homeowner Association Lien Super-Priority (N.J.S.A. 46:8B-21 and N.J.S.A. 45:22A-44.1)Vacant and Abandoned Residential Property (N.J.S.A. 2A:50-73)Mortgage Servicers Licensing Act (N.J.S.A. 17:16F-27 and N.J.S.A. 17:1C-34)Licensing Requirements for Residential Mortgage Lending (N.J.S.A. 2A:50-56 and N.J.S.A. 17:11C-1)Recovering Home Value After a Property Tax ForeclosureUsing this Website to Represent YourselfCourt Filing Fee Waivers
A Step-by-Step Guide to Saving Your Home

Outside Links

NJ Moratorium on Removals of Individuals Due to Evictions or Foreclosures (from nj.gov)Is there help for homeowners? What if I can’t pay my mortgage? (from the State of New Jersey Covid-19 Information Hub)Special Mortgage Protections for Service Members (from the Consumer Financial Protection Bureau)Mortgage Relief for Homeowners Affected By COVID-19 (from the National Consumer Law Center)NJ Executive Order #106 preventing removal from a residential Property

Community Resources

Housing Resources

Legal Services of New Jersey
Legal Services of New Jersey
P.O. Box 1357
Edison, NJ 08818-1357
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Regional Programs


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www.lsnjlawhotline.org

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