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​​​​​​​​Welcome to the LSNJLAWSM website, provided by Legal Services of New Jersey (LSNJ). LSNJ is a 501(c)(3) nonprofit offering free legal advice to low-income people in New Jersey. Find legal information by clicking on a legal topic or typing a few words into the search box. ​

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Consumer, Credit, and Debt Issues (photo of a rubber stamp 
and numbers)

Consumer, Credit, and Debt Issues

Learn about problems paying bills, buying cars, using credit cards, how to avoid bad loans, how to file for bankruptcy, how to avoid foreclosure, and more.

General Information